Skip to main content

Best lifetime free credit card in India for salaried employees

Sara Acharya

Asked 24 May 2026

7

Suggest a lifetime free credit card suitable for freelancers. I want good rewards on cashback on everyday spends without paying any joining or annual fee.

1 Answer

Accepted
13
Navya Rao·31 May 2026

I've owned 4 cards over the last 7 years. The biggest lesson: a card that fits your spend pattern beats the 'most rewarding' card on paper. A 5% cashback card you actually use daily will give you 10x more value than a 10% card you use once a month.

Your Answer

Sign in to post your answer and help the community.

Sign in to post

Why sign in? We moderate Q&A to keep it spam-free.