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Can I have two credit cards from the same bank?

Udhaya Moturi

Asked 3 May 2026

17

I already have a ICICI Bank credit card. Can I apply for another card from the same bank? Will it affect my credit score?

1 Answer

22
Sangeetha Kachhap·9 Mar 2026

Two cards from the same bank usually share credit limit, not stack it. So if bank gives you ₹2 lakh total, splitting between two cards doesn't increase your available credit. That's a common misconception people carry when applying for their second card.

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