Can I have two credit cards from the same bank?
Udhaya Moturi
Asked 3 May 2026
17
I already have a ICICI Bank credit card. Can I apply for another card from the same bank? Will it affect my credit score?
1 Answer
22
Sangeetha Kachhap·9 Mar 2026
Two cards from the same bank usually share credit limit, not stack it. So if bank gives you ₹2 lakh total, splitting between two cards doesn't increase your available credit. That's a common misconception people carry when applying for their second card.
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