Verified 6 Aug
Udhaya Moturi
Asked 3 May 2026
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I already have a ICICI Bank credit card. Can I apply for another card from the same bank? Will it affect my credit score?
Two cards from the same bank usually share credit limit, not stack it. So if bank gives you ₹2 lakh total, splitting between two cards doesn't increase your available credit. That's a common misconception people carry when applying for their second card.