Can I have two credit cards from the same bank?
Mohanlal Manjhi
Asked 11 Jun 2026
I already have a HSBC credit card. Can I apply for another card from the same bank? Will it affect my credit score?
2 Answers
On the lounge access — the PassApp / Dreamfolks integration works smoothly only if you've registered your card on the lounge app before reaching the airport. First-time users always face issues. Do it the night before, not at the lounge counter.
I was worried about the high joining fee but the welcome benefit voucher was credited within 30 days of crossing the spend threshold. Net cost: zero. The trick is to time your application so that you make a big purchase (appliance, travel booking) in the first 45 days.
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