Can I have two credit cards from the same bank?
Kunal Bhan
Asked 22 Feb 2026
20
I already have a ICICI Bank credit card. Can I apply for another card from the same bank? Will it affect my credit score?
1 Answer
10
Ayaan Srivastava·24 Feb 2026
I've held this card for 3 years. Quick reality check: the welcome benefit is good, the first-year fee waiver is easy, but from year 2 onwards you really have to work for the milestone benefits. Don't keep it if your monthly spend drops below the milestone threshold.
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