Can I have two credit cards from the same bank?
Kalyani Kulkarni
Asked 11 May 2026
-1
I already have a American Express credit card. Can I apply for another card from the same bank? Will it affect my credit score?
2 Answers
Accepted
17
Nithya Rai·16 Jun 2026
Two things nobody tells you: (1) GST is charged on the annual fee, so a ₹1,000 fee becomes ₹1,180. (2) Reward points usually have an expiry of 2-3 years. Set a calendar reminder to redeem before they lapse.
1
Tillotama Agrawal·3 Apr 2026
On the lounge access — the PassApp / Dreamfolks integration works smoothly only if you've registered your card on the lounge app before reaching the airport. First-time users always face issues. Do it the night before, not at the lounge counter.
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