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Can I have two credit cards from the same bank?

Shahid Yadav

Asked 10 Jun 2026

3

I already have a RBL Bank credit card. Can I apply for another card from the same bank? Will it affect my credit score?

2 Answers

15
Pari Unnikrishnan·25 Apr 2026

On credit limit increase: most banks auto-review every 6 months. If you use 30-70% of the limit and pay in full, you'll get an automatic increase. Don't call and ask for it explicitly — banks take it as a sign of credit hunger and sometimes lower the limit instead.

15
Anoop Sangtam·20 Apr 2026

On credit limit increase: most banks auto-review every 6 months. If you use 30-70% of the limit and pay in full, you'll get an automatic increase. Don't call and ask for it explicitly — banks take it as a sign of credit hunger and sometimes lower the limit instead.

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