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Can I have two credit cards from the same bank?

Vinaykumar Dimri

Asked 9 May 2026

15

I already have a Axis Bank credit card. Can I apply for another card from the same bank? Will it affect my credit score?

1 Answer

21
Raima Balakrishnan·13 May 2026

On the add-on card: yes, the primary cardholder is fully liable for all spends on the add-on. There is no separate credit limit or statement. So only issue it to someone you trust absolutely — spouse, parents. Not friends, not siblings you have money disputes with.

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