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Can I have two credit cards from the same bank?

Subhashree Rajput

Asked 3 Jun 2026

21

I already have a HDFC Bank credit card. Can I apply for another card from the same bank? Will it affect my credit score?

1 Answer

18
Karan Manjhi·19 May 2026

Forex markup comparison: Amex = 3.5%, HDFC Infinia/Diners Black = 2.0%, Axis Atlas = 3.5% but with milestone fee waivers, ICICI Emeralde = 3.5%, Standard Chartered = 3.5%. If you travel more than twice a year, the math favours Infinia or Diners Black.

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