Can I have two credit cards from the same bank?
Katrina Saha
Asked 12 Mar 2026
5
I already have a Citibank credit card. Can I apply for another card from the same bank? Will it affect my credit score?
1 Answer
Accepted
23
Sachin De·5 Jun 2026
I closed my HDFC card last year. The process took exactly 7 days. They sent a confirmation email and a closure letter by speed post. Tip: pay off the full outstanding and request closure only AFTER the payment reflects. Calling repeatedly with a zero balance is the fastest path.
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