Verified 6 Aug
Aditi Awasthi
Asked 7 May 2026
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I already have a HDFC Bank credit card. Can I apply for another card from the same bank? Will it affect my credit score?
The customer care experience matters more than people think. I've had two cards with similar rewards, and the one from the bank with better support saved me ₹18,000 when there was a merchant dispute. Don't underestimate this.