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Can I have two credit cards from the same bank?

Aditi Awasthi

Asked 7 May 2026

1

I already have a HDFC Bank credit card. Can I apply for another card from the same bank? Will it affect my credit score?

1 Answer

3
Pari Unnikrishnan·19 May 2026

The customer care experience matters more than people think. I've had two cards with similar rewards, and the one from the bank with better support saved me ₹18,000 when there was a merchant dispute. Don't underestimate this.

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