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Can I have two credit cards from the same bank?

Suresh Kalla

Asked 16 Apr 2026

7

I already have a HDFC Bank credit card. Can I apply for another card from the same bank? Will it affect my credit score?

2 Answers

17
Subhashree Patro·12 May 2026

On the lounge access — the PassApp / Dreamfolks integration works smoothly only if you've registered your card on the lounge app before reaching the airport. First-time users always face issues. Do it the night before, not at the lounge counter.

4
Sumathi Sahoo·10 May 2026

Two cards from the same bank usually share credit limit, not stack it. So if bank gives you ₹2 lakh total, splitting between two cards doesn't increase your available credit. That's a common misconception people carry when applying for their second card.

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