Credit card reward points expiry — what is the validity period?
Yamini Mukherjee
Asked 8 Mar 2026
9
Do reward points on Indian credit cards expire? If yes, after how many months of inactivity? Which banks have the longest validity?
1 Answer
3
Shanaya Reddy·1 Apr 2026
I've been a customer for 6 years. The biggest upside is the customer service. The biggest downside is the slow mobile app. If you do most banking on the app, test the app at a branch before applying — it's surprisingly old.
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