Does applying for multiple credit cards hurt my CIBIL score?
Yogesh Patil
Asked 10 May 2026
5
I plan to apply for 3 credit cards in 2 months to maximise rewards. Will this hurt my credit score and my future loan eligibility?
1 Answer
13
Ashish Choudhary·31 Mar 2026
On the add-on card: yes, the primary cardholder is fully liable for all spends on the add-on. There is no separate credit limit or statement. So only issue it to someone you trust absolutely — spouse, parents. Not friends, not siblings you have money disputes with.
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