Does applying for multiple credit cards hurt my CIBIL score?
Ananya Sisodia
Asked 31 May 2026
10
I plan to apply for 3 credit cards in 2 months to maximise rewards. Will this hurt my credit score and my future loan eligibility?
1 Answer
Accepted
9
Shweta Mishra·7 May 2026
Dispute process that worked for me: I called customer care within 24 hours, raised a dispute via the netbanking portal (uploading the receipt showing I never visited the merchant), and got a provisional credit in 5 working days. Permanent credit came after the bank's investigation in about 30 days.
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