Does applying for multiple credit cards hurt my CIBIL score?
Girish Sarangi
Asked 21 Feb 2026
23
I plan to apply for 3 credit cards in 2 months to maximise rewards. Will this hurt my credit score and my future loan eligibility?
1 Answer
7
Pari Das·7 Jun 2026
I've owned 4 cards over the last 7 years. The biggest lesson: a card that fits your spend pattern beats the 'most rewarding' card on paper. A 5% cashback card you actually use daily will give you 10x more value than a 10% card you use once a month.
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