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Does applying for multiple credit cards hurt my CIBIL score?

Raima Bhatt

Asked 23 Mar 2026

3

I plan to apply for 3 credit cards in 2 months to maximise rewards. Will this hurt my credit score and my future loan eligibility?

1 Answer

Accepted
18
Shaurya Jindal·7 Jun 2026

Don't blindly apply based on YouTube recommendations. Pull your latest CIBIL score first — most premium cards need 760+. If your score is in the 700-750 range, start with a lifetime free card and upgrade after 12-18 months of clean history.

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