HDFC Bank Marriott Bonvoy Credit Card credit limit — what is the starting limit and how to increase it?
Sumit Thorat
Asked 8 Mar 2026
I just got HDFC Bank Marriott Bonvoy Credit Card with a starting limit of ₹50,000. After how many months of usage can I request an increase, and how much can I expect?
2 Answers
On credit limit increase: most banks auto-review every 6 months. If you use 30-70% of the limit and pay in full, you'll get an automatic increase. Don't call and ask for it explicitly — banks take it as a sign of credit hunger and sometimes lower the limit instead.
For the fee waiver condition: most banks count only retail purchases, not EMI, wallet loads, or fuel (in some cases). Read the TnC PDF linked at the bottom of the fee-waiver email — it's usually 2-3 paragraphs of fine print that change everything.
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