How long does SBI Card credit card delivery take after approval?
Ayushmann Baruah
Asked 21 Feb 2026
My SBI Card credit card was approved yesterday. How many days does it usually take to receive the physical card at my address?
2 Answers
Two things nobody tells you: (1) GST is charged on the annual fee, so a ₹1,000 fee becomes ₹1,180. (2) Reward points usually have an expiry of 2-3 years. Set a calendar reminder to redeem before they lapse.
Dispute process that worked for me: I called customer care within 24 hours, raised a dispute via the netbanking portal (uploading the receipt showing I never visited the merchant), and got a provisional credit in 5 working days. Permanent credit came after the bank's investigation in about 30 days.
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