How long does SBI Card credit card delivery take after approval?
Saravanan Jadeja
Asked 9 Jun 2026
My SBI Card credit card was approved yesterday. How many days does it usually take to receive the physical card at my address?
2 Answers
Two cards from the same bank usually share credit limit, not stack it. So if bank gives you ₹2 lakh total, splitting between two cards doesn't increase your available credit. That's a common misconception people carry when applying for their second card.
I had the same dilemma. The way I decided was: list down my top 3 monthly spend categories, calculate the rewards on each card, and pick whichever gives the highest cashback on MY pattern. Generic 'best card' lists are useless for personal decisions.
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