How long does Standard Chartered credit card delivery take after approval?
Aditi Awasthi
Asked 12 Mar 2026
My Standard Chartered credit card was approved yesterday. How many days does it usually take to receive the physical card at my address?
2 Answers
Two cards from the same bank usually share credit limit, not stack it. So if bank gives you ₹2 lakh total, splitting between two cards doesn't increase your available credit. That's a common misconception people carry when applying for their second card.
Credit score impact: each hard inquiry (which happens on card application) drops your score by 5-15 points temporarily. Applying for 3 cards in 2 months is fine IF you get all 3 approved. If 2 get rejected, you've taken a hit with nothing to show for it. Apply smart, not fast.
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