How to block a lost Axis Bank credit card immediately?

Vaishnavi Phadke

Asked 14 Mar 2026

I lost my Axis Bank credit card. What is the fastest way to block it through the app or customer care to prevent misuse?

2 Answers

Accepted

Suresh Moturi·5 Jun 2026

Two things nobody tells you: (1) GST is charged on the annual fee, so a ₹1,000 fee becomes ₹1,180. (2) Reward points usually have an expiry of 2-3 years. Set a calendar reminder to redeem before they lapse.

-1

Pranav Setty·14 May 2026

Honestly, the annual fee is on the higher side. But if you spend consistently on the accelerated categories, the cashback more than offsets it. I did the maths on my own statement last year and came out ahead by about ₹3,200.

Your Answer

Why sign in? We moderate Q&A to keep it spam-free.