How to block a lost Citibank credit card immediately?
Naveen Sastry
Asked 24 Mar 2026
15
I lost my Citibank credit card. What is the fastest way to block it through the app or customer care to prevent misuse?
2 Answers
Accepted
3
Soham Solanki·9 May 2026
I've held this card for 3 years. Quick reality check: the welcome benefit is good, the first-year fee waiver is easy, but from year 2 onwards you really have to work for the milestone benefits. Don't keep it if your monthly spend drops below the milestone threshold.
8
Vijay Karn·24 May 2026
Two things nobody tells you: (1) GST is charged on the annual fee, so a ₹1,000 fee becomes ₹1,180. (2) Reward points usually have an expiry of 2-3 years. Set a calendar reminder to redeem before they lapse.
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