How to block a lost Kotak Mahindra credit card immediately?

Question

I lost my Kotak Mahindra credit card. What is the fastest way to block it through the app or customer care to prevent misuse?

Gita Joshi · Accepted Answer

Tip from someone who made this mistake: never max out the credit limit in the first 6 months. Banks track utilisation, and high utilisation right after approval often triggers a credit limit decrease or even an account review.

Mokshita Prasad · Answer

I've owned 4 cards over the last 7 years. The biggest lesson: a card that fits your spend pattern beats the 'most rewarding' card on paper. A 5% cashback card you actually use daily will give you 10x more value than a 10% card you use once a month.

Aditi Sinha · Answer

I've owned 4 cards over the last 7 years. The biggest lesson: a card that fits your spend pattern beats the 'most rewarding' card on paper. A 5% cashback card you actually use daily will give you 10x more value than a 10% card you use once a month.

How to block a lost Kotak Mahindra credit card immediately?

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