How to block a lost Kotak Mahindra credit card immediately?
Fahadh Jadhav
Asked 5 Jun 2026
I lost my Kotak Mahindra credit card. What is the fastest way to block it through the app or customer care to prevent misuse?
2 Answers
I had the same dilemma. The way I decided was: list down my top 3 monthly spend categories, calculate the rewards on each card, and pick whichever gives the highest cashback on MY pattern. Generic 'best card' lists are useless for personal decisions.
I've owned 4 cards over the last 7 years. The biggest lesson: a card that fits your spend pattern beats the 'most rewarding' card on paper. A 5% cashback card you actually use daily will give you 10x more value than a 10% card you use once a month.
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