Verified 6 Aug
Ritika Tiwari
Asked 20 Feb 2026
I've been using this card for over a year now. In my experience, the rewards are decent but the real value is in the lounge access and the milestone benefits. Make sure to read the fine print on the welcome benefit — most banks only credit it after the first transaction, not on approval.
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I lost my Kotak Mahindra credit card. What is the fastest way to block it through the app or customer care to prevent misuse?
The customer care experience matters more than people think. I've had two cards with similar rewards, and the one from the bank with better support saved me ₹18,000 when there was a merchant dispute. Don't underestimate this.
