How to close a American Express credit card permanently?
Shweta Dobriyal
Asked 30 May 2026
12
I want to close my American Express credit card to reduce the number of cards on my CIBIL report. What is the correct procedure and how long does it take?
1 Answer
22
Aradhya Nocte·3 Apr 2026
For the fee waiver condition: most banks count only retail purchases, not EMI, wallet loads, or fuel (in some cases). Read the TnC PDF linked at the bottom of the fee-waiver email — it's usually 2-3 paragraphs of fine print that change everything.
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