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How to close a American Express credit card permanently?

Sonam Choudhary

Asked 27 Feb 2026

22

I want to close my American Express credit card to reduce the number of cards on my CIBIL report. What is the correct procedure and how long does it take?

1 Answer

2
Sara Gaikwad·31 May 2026

Yes the rewards sound amazing in marketing, but the redemption catalogue is full of products at inflated MRP. The statement credit redemption is almost always the best value. Skip the merchandise, skip the flight bookings, take the cash.

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