How to close a HDFC Bank credit card permanently?
Prakash Yadav
Asked 18 Jun 2026
I want to close my HDFC Bank credit card to reduce the number of cards on my CIBIL report. What is the correct procedure and how long does it take?
2 Answers
On the lounge access — the PassApp / Dreamfolks integration works smoothly only if you've registered your card on the lounge app before reaching the airport. First-time users always face issues. Do it the night before, not at the lounge counter.
Dispute process that worked for me: I called customer care within 24 hours, raised a dispute via the netbanking portal (uploading the receipt showing I never visited the merchant), and got a provisional credit in 5 working days. Permanent credit came after the bank's investigation in about 30 days.
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