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How to close a HSBC credit card permanently?

Kavita Makwana

Asked 6 Apr 2026

10

I want to close my HSBC credit card to reduce the number of cards on my CIBIL report. What is the correct procedure and how long does it take?

1 Answer

Accepted
20
Abhishek Pal·6 Jun 2026

Don't blindly apply based on YouTube recommendations. Pull your latest CIBIL score first — most premium cards need 760+. If your score is in the 700-750 range, start with a lifetime free card and upgrade after 12-18 months of clean history.

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