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How to close a ICICI Bank credit card permanently?

Sumanth Sastry

Asked 13 Mar 2026

19

I want to close my ICICI Bank credit card to reduce the number of cards on my CIBIL report. What is the correct procedure and how long does it take?

1 Answer

15
Keshav Mondal·9 Apr 2026

For the fee waiver condition: most banks count only retail purchases, not EMI, wallet loads, or fuel (in some cases). Read the TnC PDF linked at the bottom of the fee-waiver email — it's usually 2-3 paragraphs of fine print that change everything.

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