Skip to main content

How to close a RBL Bank credit card permanently?

Kala De

Asked 21 May 2026

3

I want to close my RBL Bank credit card to reduce the number of cards on my CIBIL report. What is the correct procedure and how long does it take?

2 Answers

10
Asin Jakhar·23 Mar 2026

I closed my HDFC card last year. The process took exactly 7 days. They sent a confirmation email and a closure letter by speed post. Tip: pay off the full outstanding and request closure only AFTER the payment reflects. Calling repeatedly with a zero balance is the fastest path.

9
Kavita Saran·26 Apr 2026

I've held this card for 3 years. Quick reality check: the welcome benefit is good, the first-year fee waiver is easy, but from year 2 onwards you really have to work for the milestone benefits. Don't keep it if your monthly spend drops below the milestone threshold.

Your Answer

Sign in to post your answer and help the community.

Sign in to post

Why sign in? We moderate Q&A to keep it spam-free.