How to close a SBI Card credit card permanently?
Venkatesh Sahu
Asked 25 Feb 2026
20
I want to close my SBI Card credit card to reduce the number of cards on my CIBIL report. What is the correct procedure and how long does it take?
1 Answer
Accepted
6
Durga Gohil·19 May 2026
Credit score impact: each hard inquiry (which happens on card application) drops your score by 5-15 points temporarily. Applying for 3 cards in 2 months is fine IF you get all 3 approved. If 2 get rejected, you've taken a hit with nothing to show for it. Apply smart, not fast.
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