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How to convert a Axis Bank credit card purchase to EMI?

Pranavi Tiwari

Asked 24 May 2026

10

I just made a big purchase on my Axis Bank credit card. What is the exact process to convert it into EMI? Are there any processing fees?

1 Answer

17
Selvaraghavan Fernandes·14 Apr 2026

I had the same dilemma. The way I decided was: list down my top 3 monthly spend categories, calculate the rewards on each card, and pick whichever gives the highest cashback on MY pattern. Generic 'best card' lists are useless for personal decisions.

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