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How to convert a HDFC Bank credit card purchase to EMI?

Diya Ranjan

Asked 15 Jun 2026

14

I just made a big purchase on my HDFC Bank credit card. What is the exact process to convert it into EMI? Are there any processing fees?

1 Answer

20
Suryansh Yadav·7 Apr 2026

Yes the rewards sound amazing in marketing, but the redemption catalogue is full of products at inflated MRP. The statement credit redemption is almost always the best value. Skip the merchandise, skip the flight bookings, take the cash.

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