How to convert a HSBC credit card purchase to EMI?
Nilesh Deshpande
Asked 22 Apr 2026
I just made a big purchase on my HSBC credit card. What is the exact process to convert it into EMI? Are there any processing fees?
2 Answers
Dispute process that worked for me: I called customer care within 24 hours, raised a dispute via the netbanking portal (uploading the receipt showing I never visited the merchant), and got a provisional credit in 5 working days. Permanent credit came after the bank's investigation in about 30 days.
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