How to convert a RBL Bank credit card purchase to EMI?
Shweta Mishra
Asked 31 May 2026
12
I just made a big purchase on my RBL Bank credit card. What is the exact process to convert it into EMI? Are there any processing fees?
1 Answer
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Geeta Dubey·1 Jun 2026
Honestly, the annual fee is on the higher side. But if you spend consistently on the accelerated categories, the cashback more than offsets it. I did the maths on my own statement last year and came out ahead by about ₹3,200.
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