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How to convert a RBL Bank credit card purchase to EMI?

Siddharth Khaling

Asked 15 Apr 2026

7

I just made a big purchase on my RBL Bank credit card. What is the exact process to convert it into EMI? Are there any processing fees?

2 Answers

15
Yami Sarangi·19 Mar 2026

I closed my HDFC card last year. The process took exactly 7 days. They sent a confirmation email and a closure letter by speed post. Tip: pay off the full outstanding and request closure only AFTER the payment reflects. Calling repeatedly with a zero balance is the fastest path.

10
Sandhya Singh·28 May 2026

Forex markup comparison: Amex = 3.5%, HDFC Infinia/Diners Black = 2.0%, Axis Atlas = 3.5% but with milestone fee waivers, ICICI Emeralde = 3.5%, Standard Chartered = 3.5%. If you travel more than twice a year, the math favours Infinia or Diners Black.

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