How to convert a Standard Chartered credit card purchase to EMI?
Nitin Sarangi
Asked 24 Mar 2026
24
I just made a big purchase on my Standard Chartered credit card. What is the exact process to convert it into EMI? Are there any processing fees?
1 Answer
5
Rajarajeshwari Doshi·3 Jun 2026
I was worried about the high joining fee but the welcome benefit voucher was credited within 30 days of crossing the spend threshold. Net cost: zero. The trick is to time your application so that you make a big purchase (appliance, travel booking) in the first 45 days.
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