How to dispute a wrong transaction on my credit card
Aanya Deshpande
Asked 21 Feb 2026
26
I see a transaction of ₹1,00,000 on my credit card statement that I never made. What is the exact dispute process and how long does the refund take?
1 Answer
Accepted
3
Tillotama Bhatt·11 Jun 2026
Don't blindly apply based on YouTube recommendations. Pull your latest CIBIL score first — most premium cards need 760+. If your score is in the 700-750 range, start with a lifetime free card and upgrade after 12-18 months of clean history.
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