How to dispute a wrong transaction on my credit card
Yathish Poojari
Asked 5 Jun 2026
21
I see a transaction of ₹1,00,000 on my credit card statement that I never made. What is the exact dispute process and how long does the refund take?
1 Answer
Accepted
22
Sudhir Pathak·8 Mar 2026
Two cards from the same bank usually share credit limit, not stack it. So if bank gives you ₹2 lakh total, splitting between two cards doesn't increase your available credit. That's a common misconception people carry when applying for their second card.
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