How to dispute a wrong transaction on my credit card
Vishnu Wagh
Asked 21 May 2026
16
I see a transaction of ₹60,000 on my credit card statement that I never made. What is the exact dispute process and how long does the refund take?
1 Answer
Accepted
-1
Ananya Parida·11 Mar 2026
On credit limit increase: most banks auto-review every 6 months. If you use 30-70% of the limit and pay in full, you'll get an automatic increase. Don't call and ask for it explicitly — banks take it as a sign of credit hunger and sometimes lower the limit instead.
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