How to dispute a wrong transaction on my credit card
Neena Gopalan
Asked 27 May 2026
15
I see a transaction of ₹1,00,000 on my credit card statement that I never made. What is the exact dispute process and how long does the refund take?
1 Answer
19
Sarojini Modak·2 Mar 2026
Yes the rewards sound amazing in marketing, but the redemption catalogue is full of products at inflated MRP. The statement credit redemption is almost always the best value. Skip the merchandise, skip the flight bookings, take the cash.
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