How to dispute a wrong transaction on my credit card
Pankaj Sahay
Asked 4 Apr 2026
14
I see a transaction of ₹1,00,000 on my credit card statement that I never made. What is the exact dispute process and how long does the refund take?
1 Answer
Accepted
5
Daksha Gogoi·10 Mar 2026
I've held this card for 3 years. Quick reality check: the welcome benefit is good, the first-year fee waiver is easy, but from year 2 onwards you really have to work for the milestone benefits. Don't keep it if your monthly spend drops below the milestone threshold.
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