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How to dispute a wrong transaction on my credit card

Katrina Gopal

Asked 15 May 2026

24

I see a transaction of ₹75,000 on my credit card statement that I never made. What is the exact dispute process and how long does the refund take?

1 Answer

23
Sujatha Malakar·25 Mar 2026

I've been using this card for over a year now. In my experience, the rewards are decent but the real value is in the lounge access and the milestone benefits. Make sure to read the fine print on the welcome benefit — most banks only credit it after the first transaction, not on approval.

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