How to generate HSBC credit card statement for visa application
Mahesh Pai
Asked 1 May 2026
11
I need a 3-month credit card statement for my Schengen visa application. How do I download it as a PDF from the HSBC netbanking portal?
2 Answers
Accepted
-1
Mani Lone·18 Feb 2026
Tip from someone who made this mistake: never max out the credit limit in the first 6 months. Banks track utilisation, and high utilisation right after approval often triggers a credit limit decrease or even an account review.
3
Raghav Chauhan·4 Apr 2026
On the annual fee — most premium cards waive it if you spend ₹1.5L to ₹3L in the previous year. Wallet loads (Paytm, Amazon Pay balance) usually DON'T count. But utilities, fuel, and grocery do. Spend pattern matters more than absolute number.
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