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How to increase credit limit on Axis Bank credit card?

Vasanth Mangroliya

Asked 23 Mar 2026

26

I have been using my Axis Bank credit card for 24 months with a clean repayment history. How can I request a credit limit increase, and what factors does the bank consider?

1 Answer

7
Nilesh Jain·22 Apr 2026

Two cards from the same bank usually share credit limit, not stack it. So if bank gives you ₹2 lakh total, splitting between two cards doesn't increase your available credit. That's a common misconception people carry when applying for their second card.

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