How to increase credit limit on Axis Bank credit card?
Nivedita Malakar
Asked 23 May 2026
I have been using my Axis Bank credit card for 24 months with a clean repayment history. How can I request a credit limit increase, and what factors does the bank consider?
2 Answers
Yes the rewards sound amazing in marketing, but the redemption catalogue is full of products at inflated MRP. The statement credit redemption is almost always the best value. Skip the merchandise, skip the flight bookings, take the cash.
I had the same dilemma. The way I decided was: list down my top 3 monthly spend categories, calculate the rewards on each card, and pick whichever gives the highest cashback on MY pattern. Generic 'best card' lists are useless for personal decisions.
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