How to increase credit limit on Citibank credit card?
Mukesh Yadav
Asked 15 Mar 2026
-2
I have been using my Citibank credit card for 6 months with a clean repayment history. How can I request a credit limit increase, and what factors does the bank consider?
1 Answer
Accepted
11
Vijay Sastry·31 May 2026
Dispute process that worked for me: I called customer care within 24 hours, raised a dispute via the netbanking portal (uploading the receipt showing I never visited the merchant), and got a provisional credit in 5 working days. Permanent credit came after the bank's investigation in about 30 days.
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