How to increase credit limit on HDFC Bank credit card?
Saraswati Karthik
Asked 2 May 2026
7
I have been using my HDFC Bank credit card for 18 months with a clean repayment history. How can I request a credit limit increase, and what factors does the bank consider?
1 Answer
1
Kiran Patel·15 Apr 2026
Forex markup comparison: Amex = 3.5%, HDFC Infinia/Diners Black = 2.0%, Axis Atlas = 3.5% but with milestone fee waivers, ICICI Emeralde = 3.5%, Standard Chartered = 3.5%. If you travel more than twice a year, the math favours Infinia or Diners Black.
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