How to increase credit limit on HDFC Bank credit card?
Maya Pereira
Asked 14 May 2026
18
I have been using my HDFC Bank credit card for 6 months with a clean repayment history. How can I request a credit limit increase, and what factors does the bank consider?
1 Answer
Accepted
21
Pramila Balasubramanian·31 Mar 2026
I closed my HDFC card last year. The process took exactly 7 days. They sent a confirmation email and a closure letter by speed post. Tip: pay off the full outstanding and request closure only AFTER the payment reflects. Calling repeatedly with a zero balance is the fastest path.
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